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Post by zia on Feb 12, 2015 16:18:25 GMT 12
Tanong ko lang po kung meron sa mga students natin na kumuha ng student insurance NOT from school but directly sa insurance provider sa Pinas.
How much po and anong insurance company? Mahal kse yung recommended ng school ko kay I'm exploring other options. Thanks.
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Post by magikero on Feb 12, 2015 16:55:08 GMT 12
zia, check the southern cross yun yung nakita ko na kinuha nung iba dito.
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Post by zia on Feb 12, 2015 17:18:35 GMT 12
magikero Thanks po. Yan po ba yung sa Southern Cross NZ? Yan po yung ka-tie up ng school ko and ang mahal nya... ang laking kamurahan dito sa SG kaso paalis na kse ako dito, kaya di daw pwede kumuha dito. Was wondering kung meron sa Pinas na ok at at may international student coverage.
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Post by papakoks on Feb 12, 2015 17:31:20 GMT 12
Ang tanong, mabilis ba magclaim in case may mangyari? Sa SG ba yung tinutukoy mo is travel insurance?
Sent from my SM-G900F using proboards
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Post by zia on Feb 12, 2015 18:06:14 GMT 12
papakoks Sa SG may offer kse ang DBS & POSB na overseas study/travel insurance, international naman yung insurance provider - MSIG (Mitsui Sumitomo Ins Grp) and may office naman sila sa Auckland. Kalahati kse yung deperensya sa presyo eh... hehe... eh halos 1:1 lang naman ang SG & NZ. Kaya lang dapat manatiling open account mo sa bank na yun, eh plano ko na ngang lumarga from SG.
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Post by papakoks on Feb 12, 2015 20:45:08 GMT 12
Ang naisip ko lang kasi pag pinas or SG...paano ang claim process and gaano kabilis...baka sumakit pa ulo nyo sa pag claim lalo na sa pinas...kaya siguro better na kung dito na sa NZ kayo kumuha...in case you may need to use insurance, walang problema agad sa processing and claim kasi nasa NZ din ang provider...kaya nga insurance diba para may peace of mind ka...baka sa huli, nakatipid sa premium...problema naman sa claim process...
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Post by zia on Feb 12, 2015 22:11:47 GMT 12
papakoks You have a point there, naisip ko din nga yan... nananaig lang ang pagkamatipid kse.. hehe. Magtingin- tingin na lang siguro ako ng ibang insurance providers sa NZ para makapag-compare ng rates. Bukod po sa Southern Cross, ano pa po ba yung mare-recommend nyo na ok and reliable naman din? Thanks po! I appreciate your advice and input. Thanks din magikero
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Post by Ano ni Moose on Feb 13, 2015 7:26:58 GMT 12
That's a very good point papakoks, I have a Pinoy friend in Australia, he bought his GF travel insurance from PH when she flew there to visit, she got sick during the visit and spent a couple of days in the hospital. Being a visitor, she wasn't eligible to public funded healthcare so they shouldered the expenses themselves hoping they can claim it back from the insurer later. Unfortunately, the insurer declined the claim for some reasons. He said he didn't bother sorting it out because he knows how it is to deal with organisations back home and it was too much hassle considering he's in Australia and they're thousand of miles away. You might pay a little extra if you get it here but I can say firsthand that dealing with insurance here is much easier than back home. Ano ni Moose |
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Post by vicky88zara on Feb 20, 2015 15:10:29 GMT 12
good day everyone. am currently accomplishing my IANZ student application form may section po dun regarding medical insurance. Tanong ko po sa mga nag student visa/ studying sa IANZ kung yung school na po ang kumuha ng insurance nyo. I totally agree na baka po kasi ung insurance from Philippines eh mahirap ang proseso in case na kelangang gamitin. Thank you po!
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Post by divhon on Feb 21, 2015 19:33:48 GMT 12
samen UNICARE ung ka tie up ng school sila din nagprocess for a year 660NZD ung binayaran. sobra dali kausap ng unicare and ang ganda ng serbisyo. Nung nayolanda ang parents ng isang student before umuwi ung pinoy (personally interviewed him), as a humanitarian act binayaran ng unicare ung travel expense nung student, ang lupet diba. Non health or welfare related na act of god pa pero good service pa din. Ung isang kaklase ko naman bigla tinubuan ng cyst sa breast ayun inoperahan agad para mabiopsy sa awa ng diyos fibers lang laman and benign naman.
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Post by aBiSh @admin on Feb 24, 2015 10:49:14 GMT 12
Thanks for sharing these stories divhon. Very helpful.  |
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Post by mlm on Oct 14, 2015 20:13:42 GMT 12
Sharing what's stated in my OOP for the schools I applied. Hope this helps ...
EDENZ
Health and Travel Insurance (12 mos essentials) - $375
AIS
Medical Insurance - Southern Cross (15 mos) - $625
Otago Poly
Medical and Travel Insurance Costs inclusive of GST (depends on study duration for the current year) - $500
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