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Post by lnce on Jan 27, 2015 19:19:27 GMT 12
Meron bang peso to nzd na banko dito sa pinas?
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Post by ModM on Jan 27, 2015 21:02:35 GMT 12
You will never avoid shortfalls or excesses because of forex rate fluctuations unless your source fund and recepient account are both in same currency. Minsa pa nga hindi pa rin eh.
These days lalo na dahil bumabagsak mga currencies because cheap ang oil. Madami yata may speculations about the oil price
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Post by ModM on Jan 27, 2015 21:03:09 GMT 12
Meron bang peso to nzd na banko dito sa pinas? search mo post ni belmont on BPI Forex sa Makati. |
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Post by lnce on Jan 28, 2015 12:48:18 GMT 12
Thanks!  |
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Post by divhon on Jan 30, 2015 20:42:54 GMT 12
meron palang mga ganitong case...
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Post by terradata on Feb 16, 2015 17:23:05 GMT 12
Hi question lang po, ano ba ang pinaka best way ng pagbabayad ng tuition to avoid unreasonable shortfalls.
Ung kasing benefeciary bank ko ay Bank of New Zealand pero ang alam kong NZ bank sa atin is ANZ bank na nasa Makati.
Ok lang ba kung Telegraphic Transfer hindi ba sila over charging?
Plano ko sanang ionline payment kay ANZ pero interbranch transaction pala ang mangyayari dahil iba si Bank of New Zealand.. im sure may bank charges ito at baka lalong mapamahal.
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Post by aBiSh @admin on Feb 17, 2015 9:54:48 GMT 12
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Post by nikats on Feb 18, 2015 3:14:24 GMT 12
Omg ngayon ko lang to narinig guys. Buti pala I clicked this thread. So ibig sabihin there's a possibility na may shortfall ako? Kumpleto na ko lahat ng documents, I leave on Friday. Kinabahan lang ako kasi ang laki ng amount na nabanggit nung una. Buti na lang hindi yun talaga. Pero oo, nakakatakot naman, bakit ganun una nilang computation... We're all spending a huge amount of money na hindi biro, sana naman walang manloko.  |
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Post by aBiSh @admin on Feb 18, 2015 12:09:26 GMT 12
Basta gawin lang organized mga records ng transactions, foreign exchanges, bills paid, email trails, etc, walang magiging problema. Kung kailangan mang magbigay ng proof at least organized ka na. Don't worry too much nikats.  God bless sa iyo! This is it. |
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Post by krismorales on Feb 18, 2015 12:37:26 GMT 12
I agree with you @abish. Isa pa dapat pasobrahan ang remittance ng course fee. About the charges, kapag dito na binayadan yung transfer fee sa PH bank, BNZ will not charge you ulit, mababawasan nlang ng documentary stamp at di ko lamg tanda yung isa.
Course fee ko is 14,250 NZD. And sinend namin in USD 10,700. Forex rate ng USD is 44.70.
Kaya sumobra ako ng 168 nz dollars. May sobra pa!!
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Post by terradata on Feb 18, 2015 21:03:34 GMT 12
hahah thanks aBiSh @admin (: Currency-rate-Exchange diskartes nagtry din ako magtanong tanong sa mga money changer dito sa amin.. they buy NZ$ but they dont sell it... heto ibang option na nakita ko PNB FXBPI FXpero baka may alam pa ung iba pakishare na rin (: |
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Post by nikats on Feb 19, 2015 4:21:19 GMT 12
This is it pancit na talaga! I leave this Friday!
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Post by Ano ni Moose on Feb 19, 2015 7:26:52 GMT 12
Goodluck nikats! Have a safe flight! |
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Post by nikats on Feb 19, 2015 12:02:14 GMT 12
Thank you @ano ni Moose! terradata if you're looking to buy nzd, we got ours from sanry's glorietta. You just have to tell them at least a day in advance magkano. Tapos may downpayment, not sure kung half or what. They're okay, we've been using them for years na, altho usually for dollars or euros. |
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Post by terradata on Feb 20, 2015 12:01:19 GMT 12
thanks nikats try ko nga din magtanong jan baka mas makasave (: |
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Post by mlm on Oct 14, 2015 19:43:02 GMT 12
Nakalagay sa invoice ng oop ko for EDENZ "ALL FEES ARE PAYABLE IN NZ DOLLARS. IF FEES ARE PAID IN CURRENCIES OTHER THAN IN NZ DOLLARS, PLEASE NOTE THAT THERE MAY BE A SHORTFALL PAYMENT TO BE MADE AFTER ARRIVAL".
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Post by marlonm210 on Oct 15, 2015 0:26:21 GMT 12
Here is what i did. Opened a peso account with eastwest bank. They convert the peso to nzd on the day of remittance, which is exactly the amount due as stated in the tuition. All charges, remitting bank and receiving bank in nz, was debited from my account to ensure exact amount was received by nz. Confirmed received after 24 hours. I can refer you to the manager of east west should anyone need any help to avoid problems such as this.
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Post by jrhallyn on Nov 18, 2015 7:42:31 GMT 12
I've just paid for my tuition sa ntec. Hoping di ako ma shortfall.
Pero I'm sure if mashortfall ako, the reason will definitely not be because of exchange rates kc ng FTS din ako. And nung ng telegraphic transfer ako to my ANZ account exact 15000 nzd talaga pumasok sa account ko as per confirmation sa bank statement na ipinadala ng ANZ sa akin.
My sender bank(Metrobank) asked me how much exact amount dapat ma receive ng recipient, then they've deducted the necessary fees for bank charges, swap fees etc para di na daw mabawasan yung perang ipinadala ko,napatunayan naman ito nung transferred amount sa ANZ account ko(walang labis walang kulang.)
So maybe sa iba, communicate na lang rin sa sender bank mo na consider options na ang mareceive na fund sa recipient is the exact amount and to deduct the necessary fees. Meron rin yan fee na babayaran if gusto fixed yung exchange rate even though may fluctuations sa rates(swap fee).
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Post by aBiSh @admin on Nov 18, 2015 9:57:38 GMT 12
Thanks for sharing jrhallyn. Bitin yata yung post mo. |
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Post by jrhallyn on Nov 18, 2015 14:52:03 GMT 12
Haha. May dagdag po sana ako nun Pero pinutol ko. Wala palace naerase lahat. I was on phone kc. Got my receipt from school. Exact po talaga natanggap. Maarrange mo talaga sa sender bank na exact tlaga yung mapadala net of charges etc. |
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Post by hanna09 on Aug 17, 2018 17:53:22 GMT 12
Hi po. Sa tuition fee ko po kasama na ang insurance, nakastate po ito sa OOP. May charge na din po yung money transfer(receiving) sa OOP ko if outside NZ magbabayad. Binayran ko nmn po lahat,plus wiretransfer charge at doc stamps sa bank na pinadalhan ko(sending). Ang nangyari ngayon, kulang pa din. Yung insurance ko po yung tinanggal paglabas ng invoice ko. 500 NZD din po yun, ang laking halaga.
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